Posted: September 18th, 2018
Whiplash injury compensation payments in Ireland are, on average, 4.4 times higher than awards for similar injuries in England and Wales.
This statistic was revealed in the Final Report of the Personal Injuries Commission. The report recommends that the Judicial Council should compile judicial guidelines for whiplash injury compensation awards.
The Commission’s finding found that the average soft tissue award is €17,338 compared to just €3,984 for the same compensation award in Britain. Commission chairman Justice Nicholas Kearns commented in his second and final report, that while genuine claimants need adequate compensation, the negative affect of high premiums on businesses and consumers had to be acknowledged.
Justice Kearns said: “The multiple that has emerged in the benchmarking process is so significant that the Commission is satisfied that it calls for a response that is effective and achievable in the shortest time”.
Insurance Ireland said an urgent policy response is required as the cost of the average award is continuing to “spiral” with the average Circuit Court award increasing by approximately 50% from 2013 to 2016 – from €11,941 to €17,722.
CEO of Insurance Ireland Kevin Thompson commented: “It is also clear that the Irish public supports reform as according to a nationally representative poll conducted by Ipsos MRBI in January, 78% of Irish people would support proposals to reduce personal injury award levels.”
However, there was some concern expressed Director General Ken Murphy of the Law Society of Ireland who said that lower damages did not automatically result in lower insurance premiums. He said: “Simply reducing damages takes money away from those who suffer injuries through no fault of their own and puts it in the pockets of the already very profitable insurance companies”.
Categories: Car Accidents, Road Traffic Accidents, Severe Whiplash, Whiplash Compensation Claims, Whiplash from Car Accidents, Whiplash from Falls, Whiplash from Traffic Accidents, Whiplash Symptoms, Whiplash Treatments